Privacy Policy for PayKal

At PayKal, we respect your privacy and are committed to protecting the personal data of our shopkeepers and customers.

1. Information We Collect

• Account Info: Full name, email address, and mobile phone number.
• Ledger Data: Recorded udhaar amounts, payment settlements, timestamps, and notes.
• Device Identifiers: Firebase push notification tokens for alerts.

2. How We Use Data

We use collected data solely to maintain your shared digital hisaab ledger, deliver real-time notifications, and ensure session security.

3. Data Security & Encryption

All data is transmitted securely using HTTPS/TLS 1.3 encryption. PayKal does NOT handle banking, credit card, or wallet transfers.

4. Data Deletion Request

You can request account and ledger deletion at any time by contacting us at support@paykal.in.

5. Contact

Email: support@paykal.in